The current and future state of mental health insurance parity legislation.

Abstract:

:Health insurance plans typically provide less coverage for mental health and chemical dependency treatment than for general medical services. In 1996 the federal government responded to these inequities by passing the Mental Health Parity Act, requiring equal annual lifetime dollar limits for mental health benefits. However, provisions within the law are easily circumvented, rendering it relatively ineffective as implemented. The Senator Paul Wellstone Mental Health Equitable Treatment Act of 2003 measures (S. 486 & H.R. 953) currently in Congress would expand the language and effectiveness of the Mental Health Parity Act. This paper reviews the limitations of both the 1996 federal law and existing state laws, and explains why federal action to expand the Mental Health Parity Act is so critical to people with mental illnesses.

journal_name

Psychiatr Rehabil J

authors

Kjorstad MC

doi

10.2975/27.2003.34.42

subject

Has Abstract

pub_date

2003-07-01 00:00:00

pages

34-42

issue

1

eissn

1095-158X

issn

1559-3126

pii

2003-07767-007

journal_volume

27

pub_type

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