Premiums, benefits, and employee choice of health insurance options.

Abstract:

:Determinants of health insurance choices are estimated from a logit model and data from the National Medical Care Expenditure Survey. Employees offered a choice between traditional health insurance plans chose the high option and the low option in roughly equal numbers. About a quarter of the employees who were offered enrollment in an HMO selected the HMO in preference to a traditional plan. Prices figured significantly in both types of decisions, with the choice between traditional plans about twice as sensitive to prices as the decision to enroll in an HMO. Comprehensive hospital benefits and superior catastrophic protection also appeared to be important factors in the choice of health insurance plans.

journal_name

J Health Econ

authors

Short PF,Taylor AK

doi

10.1016/0167-6296(89)90023-4

subject

Has Abstract

pub_date

1989-12-01 00:00:00

pages

293-311

issue

3

eissn

0167-6296

issn

1879-1646

pii

0167-6296(89)90023-4

journal_volume

8

pub_type

杂志文章
  • Health consequences of easier access to alcohol: New Zealand evidence.

    abstract::We evaluate the health effects of a reduction in New Zealand's minimum legal purchase age for alcohol. Difference-in-differences (DD) estimates show a substantial increase in alcohol-related hospitalizations among those newly eligible to purchase liquor, around 24.6% (s.e.=5.5%) for males and 22% (s.e.=8.1%) for femal...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2013.02.006

    authors: Conover E,Scrimgeour D

    更新日期:2013-05-01 00:00:00

  • Why do transplant surgeons turn down organs? A model of the accept/reject decision.

    abstract::Despite the scarcity of transplantable organs, 45% of livers are rejected by the first surgeon to whom they are offered. I present a model in which a surgeon decides to accept or reject an organ for a patient based on the patient's current health level. Using data on transplanted patients, I show that surgeons' behavi...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/s0167-6296(02)00077-2

    authors: Howard DH

    更新日期:2002-11-01 00:00:00

  • The design of long term care insurance contracts.

    abstract::This paper studies the design of long term care (LTC) insurance contracts in the presence of ex post moral hazard. While this problem bears some similarity with the study of health insurance (Blomqvist, 1997) the significance of informal LTC affects the problem in several crucial ways. It introduces the potential crow...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2016.08.008

    authors: Cremer H,Lozachmeur JM,Pestieau P

    更新日期:2016-12-01 00:00:00

  • Explaining China's regional health expenditures using LM-type unit root tests.

    abstract::This paper investigates the relationship between health care expenditure, income, and other factors that are not related to income for China with pooled cross-section and time series data. To study the stationarity property of these variables, we use panel Lagrange Multiplier (LM) unit root tests that allow for struct...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2006.12.002

    authors: Chou WL

    更新日期:2007-07-01 00:00:00

  • Older people's participation in extra-cost disability benefits.

    abstract::The targeting of an UK extra-cost disability benefit for older people, Attendance Allowance, is analyzed using longitudinal data from the British Household Panel Survey. First, a binary model of benefit participation is used to investigate whether receipt is responsive to the onset of disability. Second, matching esti...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2012.11.004

    authors: Zantomio F

    更新日期:2013-01-01 00:00:00

  • Progressivity, horizontal inequality and reranking caused by health system financing: a decomposition analysis for Switzerland.

    abstract::This paper presents an application of the Duclos et al. [Duclos, J.-Y., Jalbert, V., Araar A., 2003. Classical horizontal inequity and reranking: an integrated approach. Research on Economic Inequality 10, 65-100] decomposition to an analysis of the 1998 Swiss health system financing. We see that in addition to measur...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2008.07.009

    authors: Bilger M

    更新日期:2008-12-01 00:00:00

  • A further analysis of the physician inducement controversy.

    abstract::This article extends several recent contributions that have compared the physician-induced demand hypothesis to the theory of a monopoly where advertising is included as a decision variable. By introducing a standard profit-maximizing model with inducement, it derives the conditions for the optimum level of inducement...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/0167-6296(87)90010-5

    authors: Stano M

    更新日期:1987-09-01 00:00:00

  • An evaluation of Medicaid selective contracting in California.

    abstract::This study used 1982-1986 data on 262 private community hospitals to evaluate the effects of selective contracting for inpatient services by California's Medicaid program. Selective contracting by Medicaid significantly reduced the rate of inflation in average costs per admission and per patient day, while slightly in...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/0167-6296(90)90025-x

    authors: Robinson JC,Phibbs CS

    更新日期:1989-01-01 00:00:00

  • The impact of budgets for gatekeeping physicians on patient satisfaction: evidence from fundholding.

    abstract::Between 1991 and 1998 English general practices had the option of holding budgets for prescribing and elective secondary care. Fundholding was reintroduced in 2005. We examine the effect of fundholding on patients' satisfaction with their practice, using a cross section of 4441 patients from 60 practices in the last y...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2006.12.003

    authors: Dusheiko M,Gravelle H,Yu N,Campbell S

    更新日期:2007-07-01 00:00:00

  • Overworked? On the relationship between workload and health worker performance.

    abstract::The shortage of health workers in many low-income countries poses a threat to the quality of health services. When the number of patients per health worker grows sufficiently high, there will be insufficient time to diagnose and treat all patients adequately. This paper tests the hypothesis that high caseload reduces ...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2010.05.006

    authors: Maestad O,Torsvik G,Aakvik A

    更新日期:2010-09-01 00:00:00

  • Estimating treatment cost functions for progressive diseases: a multiproduct approach with an application to breast cancer.

    abstract::Using the theory of multiproduct cost functions, a treatment cost function is derived for diseases which progress through a number of stages. The output classes are conceived as the stages at detection of the disease, with the unit of output within each class being the treated case. The derivation clarifies the assump...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/0167-6296(95)00007-5

    authors: Butler JR,Furnival CM,Hart RF

    更新日期:1995-08-01 00:00:00

  • Social networks and health service utilization.

    abstract::While social networks have been examined in the context of many economic choices and outcomes, this study is the first to investigate the effects of social networks on health service utilization decisions. Networks can affect utilization decisions in many ways. They can provide information on institutional details of ...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2005.03.008

    authors: Deri C

    更新日期:2005-11-01 00:00:00

  • The effect of physician-hospital affiliations on hospital prices in California.

    abstract::During the 1990s, a record number of U.S. hospitals entered into some form of vertical combination with physicians. During the same period, many integrated hospital-physician arrangements broke up. Using data from California, we investigate whether such vertical activity affected hospital pricing. We find that neither...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2005.04.008

    authors: Ciliberto F,Dranove D

    更新日期:2006-01-01 00:00:00

  • Treatment decisions under ambiguity.

    abstract::Many health risks are ambiguous in the sense that reliable and credible information about these risks is unavailable. In health economics, ambiguity is usually handled through sensitivity analysis, which implicitly assumes that people are neutral towards ambiguity. However, empirical evidence suggests that people are ...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2013.02.001

    authors: Berger L,Bleichrodt H,Eeckhoudt L

    更新日期:2013-05-01 00:00:00

  • A note on eliciting distributive preferences for health.

    abstract::While in theory the strength of preferences for equity in health can be expressed in an 'inequality aversion parameter', in practice, analysts would have to obtain them from people's choices. We are faced with a number of methodological problems when turning to this type of empirical research. This note investigates w...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/s0167-6296(00)00035-7

    authors: Olsen JA

    更新日期:2000-07-01 00:00:00

  • The impact of cannabis access laws on opioid prescribing.

    abstract::While recent research has shown that cannabis access laws can reduce the use of prescription opioids, the effect of these laws on opioid use is not well understood for all dimensions of use and for the general United States population. Analyzing a dataset of over 1.5 billion individual opioid prescriptions between 201...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2019.102273

    authors: McMichael BJ,Van Horn RL,Viscusi WK

    更新日期:2020-01-01 00:00:00

  • Cost effectiveness/utility analyses. Do current decision rules lead us to where we want to be?

    abstract::Despite the growing literature on economic evaluation of health care programmes, little attention has been paid to the theoretical foundations of cost-effectiveness and cost utility analyses and the validity of the decision rules adopted as methods of achieving the stated goals. We show that although applications of t...

    journal_title:Journal of health economics

    pub_type: 杂志文章,评审

    doi:10.1016/0167-6296(92)90004-k

    authors: Birch S,Gafni A

    更新日期:1992-10-01 00:00:00

  • Do hospital mergers reduce costs?

    abstract::Proponents of hospital consolidation claim that mergers lead to significant cost savings, but there is little systematic evidence backing these claims. For a large sample of hospital mergers between 2000 and 2010, I estimate difference-in-differences models that compare cost trends at acquired hospitals to cost trends...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2017.01.007

    authors: Schmitt M

    更新日期:2017-03-01 00:00:00

  • Worker sorting, compensating differentials and health insurance: evidence from displaced workers.

    abstract::This article introduces an empirical strategy to the compensating differentials literature that (i) allows both individual observed and unobserved characteristics to be rewarded differently in firms based on health insurance provision, and (ii) selection to jobs that provide benefits to operate on both sides of the la...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2007.02.001

    authors: Lehrer SF,Pereira NS

    更新日期:2007-09-01 00:00:00

  • Using a discrete choice experiment to elicit the demand for a nutritious food: willingness-to-pay for orange maize in rural Zambia.

    abstract::Using a discrete choice experiment, this paper estimates the willingness to pay for biofortified orange maize in rural Zambia. The study design has five treatment arms, which enable an analysis of the impact of nutrition information, comparing the use of simulated radio versus community leaders in transmitting the nut...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2012.01.002

    authors: Meenakshi JV,Banerji A,Manyong V,Tomlins K,Mittal N,Hamukwala P

    更新日期:2012-01-01 00:00:00

  • Aggregation and the estimated effects of economic conditions on health.

    abstract::This paper considers the relationship between economic conditions and health with a focus on different approaches to geographic aggregation. After reviewing the tradeoffs associated with more- and less-disaggregated analyses, I update earlier state-level analyses of mortality and infant health and then consider how th...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2014.11.009

    authors: Lindo JM

    更新日期:2015-03-01 00:00:00

  • Price and welfare effects of a pharmaceutical substitution reform.

    abstract::The price effects of the Swedish pharmaceutical substitution reform are analyzed using data for a panel of all pharmaceutical product sold in Sweden in 1997-2007. The price reduction due to the reform was estimated to average 10% and was found to be significantly larger for brand-name pharmaceuticals than for generics...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2010.08.003

    authors: Granlund D

    更新日期:2010-12-01 00:00:00

  • The incidence of the healthcare costs of obesity.

    abstract::Who pays the healthcare costs associated with obesity? Among workers, this is largely a question of the incidence of the costs of employer-sponsored coverage. Using data from the National Longitudinal Survey of Youth and the Medical Expenditure Panel Survey, we find that the incremental healthcare costs associated wit...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2009.02.009

    authors: Bhattacharya J,Bundorf MK

    更新日期:2009-05-01 00:00:00

  • Alternative health insurance schemes: a welfare comparison.

    abstract::In this paper, we present a simple model of health insurance with asymmetric information, where we compare two alternative ways of organizing the insurance market. Either as a competitive insurance market, where some risks remain uninsured, or as a compulsory scheme, where however, the level of reimbursement of loss i...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/s0167-6296(02)00062-0

    authors: Hansen BO,Keiding H

    更新日期:2002-09-01 00:00:00

  • Standard errors for the retransformation problem with heteroscedasticity.

    abstract::Economists often estimate models with a log-transformed dependent variable. The results from the log-transformed model are often retransformed back to the unlogged scale. Other studies have shown how to obtain consistent estimates on the original scale but have not provided variance equations for those estimates. In t...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/s0167-6296(00)00046-1

    authors: Ai C,Norton EC

    更新日期:2000-09-01 00:00:00

  • Canadian medical malpractice liability: an empirical analysis of recent trends.

    abstract::The determinants of the frequency of Canadian malpractice claims, the proportion of claims that result in payment, and the severity of these claims are examined. Inter-specialty variation in the frequency of malpractice claims is almost entirely related to the differential performance of major surgery. Various legal d...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/0167-6296(91)90002-5

    authors: Coyte PC,Dewees DN,Trebilcock MJ

    更新日期:1991-07-01 00:00:00

  • The changing of the guards: can family doctors contain worker absenteeism?

    abstract::Using administrative data from Norway, we examine the extent to which family doctors influence their clients' propensity to claim sick-pay. The analysis exploits exogenous switches of family doctors occurring when physicians quit, retire, or for other reasons sell their patient lists. We find that family doctors have ...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2013.10.005

    authors: Markussen S,Røed K,Røgeberg O

    更新日期:2013-12-01 00:00:00

  • Modelling and estimation of valuations for the Dutch London Handicap Scale.

    abstract::This paper presents a study to estimate a preference-based participation index from the Dutch London Handicap Scale (LHS) classification system that can be applied to past or future Dutch LHS data sets. A subset of 60 states were valued by a representative sample of 285 respondents of the Dutch general adult populatio...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2006.01.004

    authors: Groothuis-Oudshoorn CG,Chorus AM,Taeke van Beekum W,Detmar SB,van den Hout WB

    更新日期:2006-11-01 00:00:00

  • Do Dutch dentists extract monopoly rents?

    abstract::We exploit lottery-determined admission to dental school to estimate the payoffs to the study of dentistry in the Netherlands. Using data from up to 22 years after the lottery, we find that in most years after graduation dentists earn around 50,000 Euros more than they would earn in their next-best profession. The pay...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2018.11.001

    authors: Ketel N,Leuven E,Oosterbeek H,van der Klaauw B

    更新日期:2019-01-01 00:00:00

  • The virtuous tax: lifesaving and crime-prevention effects of the 1991 federal alcohol-tax increase.

    abstract::The last time that federal excise taxes on alcoholic beverages were increased was 1991. The changes were larger than the typical state-level changes that have been used to study price effects, but the consequences have not been assessed due to the lack of a control group. Here we develop and implement a novel method f...

    journal_title:Journal of health economics

    pub_type: 杂志文章

    doi:10.1016/j.jhealeco.2012.11.003

    authors: Cook PJ,Durrance CP

    更新日期:2013-01-01 00:00:00