Bankruptcy, medical insurance, and a law with unintended consequences.

Abstract:

:Congress passed the Emergency Medical Treatment and Active Labor Act (EMTALA) in 1986, guaranteeing a standard of medical care to anyone who entered an emergency room. This guarantee made default a more reliable substitute for medical insurance. I construct a tractable structural model of the medical insurance market and find that repealing EMTALA would increase the fraction of the population with insurance while decreasing its price.

journal_name

Health Econ

journal_title

Health economics

authors

Koch TG

doi

10.1002/hec.2985

subject

Has Abstract

pub_date

2014-11-01 00:00:00

pages

1326-39

issue

11

eissn

1057-9230

issn

1099-1050

journal_volume

23

pub_type

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