Abstract:
:The authors present the results of an analysis of certification rules applied by insurance companies for the purpose of medical expertise. It was found that the percentage of health loss was very frequently understated by insurance companies as compared with that decided by Polish courts. This mostly applied to diseases of musculoskeletal system and consequences of head injuries, which proved to be profitable for insurance companies. It was also common for medical experts working for insurance companies to use the lowest possible rates in estimating the loss of health. The authors emphasized the need to unify the rules and criteria for determining the percentage of health loss, or to inform insurance applicants about the fact that insurance companies have their own rules, which differ from those applied by courts.
journal_name
Med Prjournal_title
Medycyna pracyauthors
Kordel K,Stryjska M,Tuszyński K,Tomaszkiewicz J,Wiśniewski Ssubject
Has Abstractpub_date
2006-01-01 00:00:00pages
475-7issue
5eissn
0465-5893issn
2353-1339journal_volume
57pub_type
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