Abstract:
:This study evaluates the welfare benefits of the New Cooperative Medical Scheme (NCMS), the main public health insurance plan for the rural population in China. The findings show that the value of the NCMS to recipients is slightly lower than the government's costs of implementation, ranging from 0.79 to 0.97 per RMB of the resource cost of the NCMS. The estimated moral hazard costs are low compared with the total benefits. It is also estimated that the benefits originating from the NCMS's insurance function only constitute 20% of the total benefits, suggesting a need for higher generosity levels among rural households. Our results shed new light on the welfare effects of access health insurance among low- and middle-income households.
journal_name
Health Econjournal_title
Health economicsauthors
Sun JYdoi
10.1002/hec.3985subject
Has Abstractpub_date
2020-03-01 00:00:00pages
337-352issue
3eissn
1057-9230issn
1099-1050journal_volume
29pub_type
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